The End of the Financial Year

The End of the Financial Year

The end of the financial year is always a chaotic time. Decisions and action that should have been taken weeks, even months ago are suddenly upon us. Whether it’s using your annual ISA allowance or switching before a regulation change, that deadline is upon us and...
Learning From Your Financial Mistakes

Learning From Your Financial Mistakes

Learning from your mistakes can be a real asset. There is nothing more demoralising that realising you have been through this once before and how did you manage to let it happen again! Learning from the mistakes of others is just as useful – and a lot less stressful...
The Pensions Revolution

The Pensions Revolution

The new rules and regulations, announced by chancellor George Osborne in last year’s March Budget, were long overdue after successive generations had suffered under the “annuity” rule.

Playing the Equity Card

Playing the Equity Card

The ‘baby boomers’ are sitting pretty, property-wise. Some have lived in the same house for over quarter of a century and seen its value rise many times, and that increase is all tax free.

Tax Avoidance or Tax Evasion

Tax Avoidance or Tax Evasion

Once again, the blurred edges of “tax avoidance” and “tax evasion” have been highlighted. The waters have been muddied to such an extent that making any effort to save tax might be regarded as “dodgy”. It started with the revelation that the bank, HSBC, had been...

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